Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We specialize in residential mortgage lending for home buyers, refinances and residential investments.
We have a number of investors we work with and are able to offer Conventional, Manufactured Home, USDA Rural Development, FHA and VA financing.
| Give us a call or come by our office. We can prequalify you for the loan program that best fits your needs. We will access each individual applicant to determine how much you can afford. We ask you to bring the following documentation.
1. Drivers License
2. Most recent full month pay stubs
3. Last 2 years w-2s.
4. Last 2 years complete tax returns.
5. Most recent 2 months bank statement for all deposit,asset accounts.
6. Names and phone number for your current and previous employers for the last 2 years.
7. Names and phone number for your current and previous landlords for the last 2 years.
We will help you complete your mortgage application and will provide a good faith estimate of closing costs, which will break out your total overall costs involved in the loan process.
"CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV."
Our user-friendly calculator puts you in charge of estimating your mortgage payment.